I believe you can live a debt-free life
and have fun being frugal
Don’t Miss out
Does the idea of budgeting make you want to run for the hills?
Have you ever thought that only wealthy people can make a budget and live well?
Friend, I’m here to undo that myth because I believe you can live well. You just need the right tools and someone like me in your corner to help you make that happen.
I’m Karen and I will teach you how you can take control of your money while enjoying life at the same time!
Latest from the Blog

10 Quick Ways to Spend Less Money on Groceries
If you are looking for ways to squeeze more money out of your budget, one of the best places to start is your grocery bill. It is amazing how much money can be saved when you really lean in and pay attention to every dollar spent on groceries. I have created a list of 10…

How To Use Sinking Funds To Help You Save Money
Sinking funds are a great way to save money for future expenses you know that you will have coming up. These can be routine annual expenses like an Amazon Prime membership or a goal you are working toward like a downpayment on a house. The idea behind a sinking fund is to have enough money…

How To Create A Realistic Monthly Budget
When people hear the word budget, they often check out. To some, it is not a very fun topic (unless you’re like me and you totally geek out over this stuff) and thoughts of spreadsheets and complicated formulas come to mind. Some people have never really been taught how to budget so they run for…

9 Ways to Pay Off Debt When You are Living Paycheck to Paycheck
Are you tired of carrying around the weight of debt? Do you live paycheck to paycheck hoping one day you will be able to live the life you want? I have hope for you today. You do not have to live with debt forever. You don’t even have to live paycheck to paycheck forever. You…

10 Ways to Stop Impulsive Spending (so you can get ahead with money)
No one is above impulsive shopping. We have all fallen into the temptation of buying the shiny new thing that we just can’t live without. But, if we are going to ever get our finances under control, we will have to learn the art of saying “No”! For some, this comes easier than it does…

7 Reasons Why People Never Get Out of Debt (and how to avoid these pitfalls)
Most people today believe that debt is an everyday part of life. They have come to accept it like it is a member of the family. But the danger with that is the risk associated with debt. If you are unable to pay your payments, the loan defaults and racks up more charges like interest…